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Stop Renting and Start Owning


Our goal in an incredibly competitive Canterbury property market is to help get you into your first home. See if you qualify to use your Kiwi Saver and your $10,000 – $20,000 free first home government grant.


Check Eligibility

This will probably be the biggest single investment you make in your lifetime, but we can help make your dream become a reality.

Although it may sound daunting, we are here to steer you in the right direction and make the journey as smooth as possible.


We will walk you through each step, making it enjoyable and informative as possible.

Each step of the process is explained and conducted clearly during this exciting stage of your life, right up to receiving the keys to your brand new home.

We know that saving $50,000 for a deposit is out of reach of most people, while cutting through the red tape of banks and lawyers can be challenging to say the least.

We want to take all the hassle out of this process and provide a personalised service to get you into your first home.

What we Offer

We offer a one-stop solution hub for first home buyers, new build or existing.

We have a professional circle of like-minded and experienced first home buyer mortgage brokers, legal advisers, real estate agents, home designers and builders to make the journey as smooth as possible.

This includes

  • Specialist low deposit first home buyer mortgage brokers,
  • Licensed property negotiators who get you the best price in a competitive market
  • Project builders so you only ever pay wholesale for a quality build.
  • Your own personal first home buyer guide coordinates the entire process to make the journey as smooth as possible

 We keep it real by eliminating what can go wrong first, so then you have a clear pathway to get what you want.

What’s in it for us? Ask us how we get paid when you talk to us.

Guidance Every Step of the Way

We’re here to help get you into your new home, so you will have all the facts and figures to make this important decision.


Have an honest conversation with us about where you are at – income, budget and eligibility – and what you are looking for. Where do you want to live and what do you want to live in? We explain the process in easy-to-understand terms and are with you every step of the way.

We are passionate about working with you to get you the home you desire, priding ourselves on our flexibility. We will tailor the process to fit your individual needs, with a focus on livability and practicality. You don’t need to be paying extra for items we consider “standard” but, we never lose sight of the importance of quality.

With so many options out there it may feel a little overwhelming. However, just give us an idea of your wants and needs and we will present you with a final package for your approval.

Maximum price caps are used to ensure that properties remain affordable for first home buyers in Canterbury – Christchurch City: $500,000 for existing and $550,000 for new builds; Canterbury Province: $500,000. We will put together a number of options to suit your budget and requirements, then arrange property inspections.

When you have made you selection, we then handle all financial and contractual transactions on your behalf.

Looking at building your new home? We can help with this too! We guarantee a fixed price, turn-key home. No hidden fees. 

You’re ready to roll.

We do the maths – Government and other lenders.

Interest rates are at their lowest point in 40 years, making it cheaper to own than rent.  House prices are increasing fast and the Government recognises this. While most lenders require a minimum deposit of at least 20 per cent of the house price, help is at hand through the Government’s First Home Loan Scheme.

We know that finding the deposit for your first home can be a struggle, but with a First Home Loan, you only need a 5%-10% deposit. The loans are issued by selected banks and other lenders and underwritten by Government agency

If you’re a first-time homebuyer or a previous homeowner, and you have been making regular KiwiSaver contributions for 3-5 years, you may be eligible for a First Home Grant of up to $20,000. Through the Government scheme you can receive up to $20,000 per couple or $10,000 per individual “free money” towards your first home deposit.  The First Home Grant is a one-off, genuine grant that you don’t have to repay, and you don’t pay interest on either.

You can now also use all your Kiwi Saver, less $1000, towards your first home deposit.

The criteria for eligibility is straightforward

  • Be over 18
  • Have earned in the 12 months before applying $95,000 or less for a single buyer; $150,000 or less for two buyers
  • Not currently own any property
  • Have been contributing minimum of 3% of your total income for 3 years
  • Purchase a property within the regional house price caps
  • Agree to live in your new home for at least 6 months

You could own your own home without any further savings contribution. We will check to see whether you qualify for finance and which lenders are best suited for you.

Check my eligibility

Moving In

Our favourite part. Calling the movers and getting you into your first home in Canterbury. Once your new home is ready, we will meet you on site and complete the handover.

If it’s harder than this, then we haven’t done our job properly.

Our Clients Journeys

Tania & Jay

Tania & Jay

Kiwi First Home Buyers is proud to have helped Tania and Jay in their first...

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Ki Te Hanga Kāinga:

To make a home

Check your Eligibility

See if you qualify to use your Kiwi Saver and your $10,000 – $20,000 free first home government grant.

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Contact Us

Have an honest conversation with us about where you are at and your next steps in your first home journey.